If you are planning a trip, you may be wondering what the best way to pay for things is. Should you pay for things with cash, debit cards, credit cards, or online payment services such as PayPal while traveling?
Cash payments have long become a thing of the past in much of the world. They have been replaced with credit and debit cards or even online payment services for day to day transactions as well as while traveling.
Lately, online payment services such as PayPal, Skrill, and NETELLER have been growing in popularity and even cryptocurrencies are becoming useful in normal daily transactions.
PayPal was one of the first services of its kind back in the day and it has remained an industry leader to this day. The service acts as a middleman between shoppers and their banks, allowing them not to have to share their banking details with anyone except PayPal itself.
If you are wondering whether PayPal can be used while traveling, the answer is definitely yes. There are many reasons why PayPal can be a great tool when on the road, but also some concerns to keep in mind.
PayPal While Traveling – Benefits and Concerns
PayPal for Swedish Citizens on the Road
Sweden is easily one of the European countries with the most modern approach to many things, including shopping and payments. Plastic instead of cash has been the norm for many years and services such as PayPal are becoming an everyday thing as well.
PayPal is primarily used in Sweden for online payments, including online gambling deposits and cashouts which this service provider is extremely popular.
Here at this website, you can find a PayPal casino you can play at without ever sharing your banking details and there are many other online services where PayPal can be useful.
When it comes to actually use the service while traveling, you can apply for a PayPal debit card, which is a great way to pay instantly with your PayPal account and never have to use or share your regular debit or credit cards.
PayPal as a service is accepted around the world, including the USA and entire Europe, so traveling with a PayPal account and debit card is highly beneficial.
Restrictions for Using PayPal While Traveling
PayPal users are allowed to use their accounts in any way they see fit and there is no reason not to use PayPal while you are traveling.
However, the service has quite a sensitive security system which is automated and many users have experienced problems when using PayPal outside of their country.
The problem arises when a user tries to log in to their PayPal account from a new IP address, especially one outside of their regular residence.
In such cases, PayPal’s security system will often kick in and immediately block the users’ accounts and funds until the user can confirm their identity.
In such cases, a simple identity check using passwords, pins, and security answers can be enough, but sometimes additional security checks and a phone call may be required.
It is for this reason that one should be careful when counting too much on PayPal while traveling. After all, this was certainly not the number one intent that the service was made for.
PayPal Debit Card Is the Way to Go
While logging into one’s PayPal account from a foreign country can lead to restrictions, using the debit card is almost never an issue.
It is for this reason that users who intend to travel and use PayPal for payments should make sure to get their PayPal card and take that on the road with them.
Loading up your PayPal account with cash before you leave home is a good idea since using the PayPal debit card in other countries will not lead to any blocks or restrictions.
The process of getting the PayPal debit card is a simple one and all that is required is a PayPal account and some patience.
Normally, users can apply for the card and get it delivered to their doorstep within a couple of weeks, allowing for infinite instant payments with their PayPal account in millions of stores around the world.
The Advantages of PayPal
Using PayPal instead of your regular debit cards or cash while traveling can be a really good idea. The service is based completely online and using it saves you from having to carry any cash or risk your banking documents (credit cards) being stolen or misplaced.
It also protects your bank and credit card information from being stolen directly. Even if your PayPal account gets hacked, your other account information is not accessible. And if you were to lose your PayPal card, simply login to your account and have the card blocked within seconds.
The advantages of PayPal go well beyond using it for online payments, even though this is the number one way that the service is used around the world.
With the widely available PayPal card, users can make payments in live stores of all kinds in almost every country in the world where MasterCard is accepted, thus adding an extra protection layer between their bank and the retailers.
If you want to use PayPal while traveling, use the PayPal debit card. It’s easy and safer than carrying cash or using traditional debit or credit cards.